Preferred rates without riders are available on our instant quote page. The quoted rates are for the $5 million maximum benefit, and do not include optional benefits such as term life, supplemental accident, maternity, and Rx riders. They also do not include $7.50/month dues for membership in the National Consumer Alliance Association (NCA), which endorses these plans and gives members access to valuable products and services.
If you are not replacing current coverage, you will be issued a policy with standard rates, approximately 8% higher than preferred rates.
The premium can be paid via quarterly, semi-annual, or annual billing, or a monthly bank draft or credit card. The bank draft will occur on the premium due date each month. The initial premium can be paid with a check or credit card.
The following chart shows when you can expect payment to be deducted from your credit card:
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PPO Network:World Insurance recently signed an agreement with Great-West Healthcare, a division of Great-West Life & Annuity Insurance Company. Having access to the PPO network can mean substantial discounts in what you pay for your health care, even before you meet your deductible. Great-West Healthcare operates a substantial multi-state (national) healthcare network that includes more than 4,200 hospitals and 530,000 providers. It provides network and other services to more than 2 million people
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